I’ve Paid More than I Originally Borrowed: Why Do I Still Have a Balance?

Nothing is more frustrating than realizing you have already repaid more than your original student loan balance. It seems unfair. Government student loans are supposed to help you pay for… Read more

How the Biden Administration is Updating IDR Payment Counts

On April 19, 2022, the Department of Education announced a temporary program to update the IDR payment counts for many federal student loan borrowers. The exact details, explained below, are… Read more

Why Do I Have An Unexpected Student Loan On My Credit Report?

There is a long list of possible reasons an unfamiliar student loan might appear on your credit report. Sometimes it is a harmless issue, and no action is required. In… Read more

Should I Drop Out of College to Keep My Student Loan Debt Under Control?

As more Americans are beginning to understand the severity of the student loan crisis, new trends have started to emerge. Some students are choosing to forgo attending college in order… Read more

What to Know About Fresh Start for Federal Student Loans

When the Biden Administration announced a sixth extension to the federal student loan payment pause and interest waiver, it mentioned a “fresh start” program to provide delinquent and defaulted borrowers… Read more

How to Change a Variable-Rate Student Loan into a Fixed-Rate Loan

Editor’s Note: This article covers the strategies borrowers can use to convert their variable-rate federal and private loans into fixed-rate loans. For a more general discussion on inflation, check out… Read more

Think Twice About Mandatory Forbearance During Residency

X Lender and Bonus disclosure All rates listed represent APR range. Commonbond: If you refinance over $100,000 through this site, $500 of the cash bonus listed above is provided directly… Read more

Student Loan Forgiveness is Probably Happening: What to do Right Now

The chances of student loan forgiveness happening in the next six months have gone up dramatically. The Biden administration is ironing out the details, but a significant announcement on federal… Read more

Student Loan Refinancing Rates are Rising: What To Do About It

X Lender and Bonus disclosure All rates listed represent APR range. Commonbond: If you refinance over $100,000 through this site, $500 of the cash bonus listed above is provided directly… Read more

10 Types of Student Loan Deferment and Forbearance 

X Lender and Bonus disclosure All rates listed represent APR range. Commonbond: If you refinance over $100,000 through this site, $500 of the cash bonus listed above is provided directly… Read more