IBR and PAYE Strategy in Community Property States

On their own, income-driven repayment plans like Income-Based Repayment (IBR) and Pay As You Earn (PAYE) can be complicated. When borrowers get married, the repayment strategy and calculations get even… Read more

All of Your Questions About Scholarships, Answered

Winning a full-ride scholarship is no walk in the park, with the primary reason being that these scholarships are worth a LOT of money!  To be honest, my advice on… Read more

The Student Loan Forgiveness Risks from Refinancing

Student loan refinancing is a powerful resource. Used correctly, refinancing can help borrowers save a fortune on interest and keep monthly payments manageable. Used incorrectly, it can erase student loan… Read more

Asking for a Raise to Help Pay Off Student Debt

As this website has discussed in several prior articles, the income you earn from your main job will be the primary means by which you can pay off student loans.… Read more

How to Unlock Income-Based Repayment Plans for Parent PLUS Loans

X Lender and Bonus disclosure All rates listed represent APR range. Commonbond: If you refinance over $100,000 through this site, $500 of the cash bonus listed above is provided directly… Read more

A Secret Income-Based Repayment Workaround for Private Student Loans

X Lender and Bonus disclosure All rates listed represent APR range. Commonbond: If you refinance over $100,000 through this site, $500 of the cash bonus listed above is provided directly… Read more

Physician Mortgage Loans in Virginia: 100% Financing, No PMI Required

X Lender and Bonus disclosure All rates listed represent APR range. Commonbond: If you refinance over $100,000 through this site, $500 of the cash bonus listed above is provided directly… Read more

Four Fixes for Biden’s Expanded Public Service Loan Forgiveness

The recently announced limited waiver on Public Service Loan Forgiveness was life-changing news for many borrowers. Many people who received bad information from their loan servicers now had a path… Read more

6 Strategies to Pay Off $100K in Student Loan Debt

Leaving school with a student loan balance of $100,000 or more isn’t the norm, but it’s also not a rarity among today’s college graduates. Paying off six-figures in student loan debt isn’t… Read more

Nelnet Bank Student Loan Refinance Review

Nelnet Bank Review Overview Nelnet Bank, member FDIC, joins a long list of lenders offering student loan refinancing. How does Nelnet Bank compare to the top lenders in the market?… Read more