Thoughts on Another Student Loan Pause

Anyone who has been following the student loan industry in the past few years should know that federal student loan payments have currently been paused due to the COVID-19 pandemic.… Read more

Benefits of Paying Student Loan Interest in College

The financial decisions you make in college can significantly affect your future. College decision making doesn’t just apply to the major you choose or your college courses. One major financial… Read more

Student Loan Forgiveness Disability Discharge: New Automatic Process

If you’re facing a life-changing disability that affects your ability to work and you have student loans, you might wonder, “What next?” As of August 19, 2021, the Department of… Read more

How a Pregnancy and Kids Impact Student Loan Payments

Student loans can make life difficult for young families. Some families delay having kids because of student debt, and others find that student loans are one of the biggest obstacles… Read more

Defaulting on Student Loans Can Be Advantageous

If you have read prior articles on this website, you probably know that I typically suggest paying off your student loans and staying current on student debt at all costs.… Read more

Top Strategies to Pay Off Student Loans in 5 Years

Whether you have a few thousand dollars in student debt from your undergraduate degree or a six-figure loan balance, there are many emotional and financial benefits to paying off your… Read more

The Four Reasons to Consolidate Federal Student Loans

Federal student loan consolidation is a high-risk, high-reward process. In some cases, federal direct consolidation is an essential step towards debt elimination. In other cases, federal direct consolidation is a… Read more

Staying the Course to Graduate College on Time

Plans can change. Whether it’s due to our own actions or circumstances beyond our control, getting off track is unsettling. If you hope to graduate college on time, plan now for… Read more

Student Loans for Parents With Bad Credit: Are They Even an Option?

If you want to help your child pay for college but have bad credit yourself, you could run into issues when applying for student loans. Although some doors might remain… Read more

Last Minute Money for College: 6 Tips

College costs can add up quickly. Not only are you and your child paying for tuition and fees, but you also have to factor in room and board, textbooks, extracurricular… Read more