Consolidation of FFEL Federal Loans for Student Loan Forgiveness

For many years, FFEL loans have caused headaches for borrowers seeking Public Service Student Loan Forgiveness. Many borrowers spent years working in public service only to learn that their time… Read more

Expanded PSLF Means Huge Refunds for Some Borrowers

Last week’s bombshell announcement on expanded Public Service Loan Forgiveness was life-changing news for many borrowers. Borrowers who had FFEL and Perkins loans may now qualify for forgiveness. Those who… Read more

Public Service Loan Forgiveness (40 Tips to Save Thousands)

I’ve advised thousands of borrowers on the Public Service Loan Forgiveness (PSLF) program. I started doing this after my wife had a terrible experience with FedLoan Servicing. This guide is… Read more

PSLF Expanded to Include FFEL, Perkins Loans, and Graduated, Extended Repayment PLans

It finally happened! The Department of Education is finally fixing many of the issues that made Public Service Loan Forgiveness a mess. There is a ton to unpack with this… Read more

PSLF Waiver Opportunity – How to Qualify & Get Forgiveness Faster

On October 6, 2021, the Department of Education announced a sweeping action to expand Public Service Loan Forgiveness. This Public Service Loan Forgiveness waiver opportunity only lasts until October 31,… Read more

FFELP Loan Forgiveness Options (Including Temporary PSLF Discharge)

Despite the FFEL program ending in 2010, there’s still a massive amount of outstanding student loan debt stemming from the program. In fact, as of the second quarter of 2021,… Read more

Options After Student Loan Payment Pause Expires

The student loan payment pause and interest waiver will eventually end. When it does, what options are available for financial relief if you have not yet got a job and… Read more

PSLF vs. Refinance: Which Is a Better Option for You?

Choosing whether to pay your loans down to zero or pursue an attractive loan forgiveness program, like Public Service Loan Forgiveness, can seem like a daunting task. It doesn’t have… Read more

11 Common PSLF Mistakes to Avoid

The Public Service Loan Forgiveness program (PSLF) isn’t arbitrary or given at random. It’s earned by checking all of the eligibility requirements for the program, including working full-time in a public service job and… Read more

5 Steps to Get Income-Driven Repayment Plan Forgiveness

Most federal student loan borrowers have two options for forgiveness after graduation: public service loan forgiveness (PSLF), available only for those who work for a 501(c)3 or government entity, or… Read more