Consolidation of FFEL Federal Loans for Student Loan Forgiveness

For many years, FFEL loans have caused headaches for borrowers seeking Public Service Student Loan Forgiveness. Many borrowers spent years working in public service only to learn that their time… Read more

Expanded PSLF Means Huge Refunds for Some Borrowers

Last week’s bombshell announcement on expanded Public Service Loan Forgiveness was life-changing news for many borrowers. Borrowers who had FFEL and Perkins loans may now qualify for forgiveness. Those who… Read more

Does Deferment or Forbearance Time Count for Student Loan Forgiveness

Federal student loans have excellent perks like Public Service Loan Forgiveness (PSLF) and Income-Driven Repayment (IDR) Forgiveness. Borrowers who work for an eligible employer can have their student debt forgiven… Read more

Public Service Loan Forgiveness (40 Tips to Save Thousands)

I’ve advised thousands of borrowers on the Public Service Loan Forgiveness (PSLF) program. I started doing this after my wife had a terrible experience with FedLoan Servicing. This guide is… Read more

PSLF Expanded to Include FFEL, Perkins Loans, and Graduated, Extended Repayment PLans

It finally happened! The Department of Education is finally fixing many of the issues that made Public Service Loan Forgiveness a mess. There is a ton to unpack with this… Read more

Options After Student Loan Payment Pause Expires

The student loan payment pause and interest waiver will eventually end. When it does, what options are available for financial relief if you have not yet got a job and… Read more

PSLF vs. Refinance: Which Is a Better Option for You?

Choosing whether to pay your loans down to zero or pursue an attractive loan forgiveness program, like Public Service Loan Forgiveness, can seem like a daunting task. It doesn’t have… Read more

11 Common PSLF Mistakes to Avoid

The Public Service Loan Forgiveness program (PSLF) isn’t arbitrary or given at random. It’s earned by checking all of the eligibility requirements for the program, including working full-time in a public service job and… Read more

Substance Use Disorder Treatment and Recovery Loan Repayment Program: What is STAR LRP?

The federal government offers several loan forgiveness plans in exchange for fulfilling service obligations in designated areas and professions. A notable example is the Substance Use Disorder Treatment and Recovery… Read more

How to Consolidate Navient Student Loans

If you are unhappy with your repayment plan, interest rates, or Navient customer service but unable to pay off your loan, student loan consolidation could be the solution to your… Read more