7 Reasons IDR Payment Calculations Are Unfair

I’m a huge fan of Income-Driven Repayment plans like IBR, PAYE, and REPAYE. These plans help ensure that borrowers can always afford their federal student loan debt. They also provide… Read more

What to Consider Before Refinancing / What to Know

The vast majority of student loan borrowers rely on federal loans. In fact, The Institute for College Access & Success reported that more than 90% of outstanding education debt was… Read more

Can I Enroll in Income Driven Repayment?

Feeling overwhelmed by your federal student loan repayment each month? If you’re paying a high amount on student loans compared to your income, an income-driven repayment (IDR) plan might be… Read more

5 Pros and Cons of Paying Off Student Loans Early

Making monthly loan payments to pay off student loan debt can feel like a huge burden for college graduates. Whether you’re already in repayment, or are still in school and dreaming… Read more

How Income-Based Repayment Is Calculated If Your Income Changed

Income-driven repayment is a huge benefit of the federal student loan system. Unfortunately, it’s confusing to know which plan to choose. It can be even more confusing if you have drastic… Read more