How Income-Based Repayment Is Calculated If Your Income Changed

Income-driven repayment is a huge benefit of the federal student loan system. Unfortunately, it’s confusing to know which plan to choose. It can be even more confusing if you have drastic… Read more

Tips for Student Loan Refinancing

Over the years, I’ve helped many borrowers refinance their student loans. For borrowers with good credit and a solid income, the refinance process is usually quite easy. Unfortunately, the simplicity… Read more

What Student Loan Fixes are Next from Biden?

When the Department of Education announced a major expansion of Public Service Loan Forgiveness this month, several significant issues that plagued student loan borrowers were fixed. Before the announcement, the… Read more

A Prescription to Cure Pharmacy School Debt

Growth in the average pharmacy school debt has accelerated greatly in recent years. Now, you’re unusual if you graduate without taking on six-figure pharmacist school debt to finance your education.… Read more

Consolidation of FFEL Federal Loans for Student Loan Forgiveness

For many years, FFEL loans have caused headaches for borrowers seeking Public Service Student Loan Forgiveness. Many borrowers spent years working in public service only to learn that their time… Read more

The FAFSA: Most Common Questions, Answered

Everything You Need to Know About the FAFSA October 6, 2021 Jump Ahead To… Introduction While preparing for your first (or subsequent) year of college is often an exciting journey,… Read more

How Student Loan Refinancing Works

What Is Student Loan Refinancing? Typically when you take out loans, it’s because you want to pay for something expensive. Whatever this item or service is, it costs so much… Read more

When does the FAFSA open?

When does the FAFSA open? October 14, 2021 Introduction: When does the FAFSA open? The FAFSA, otherwise referred to as the Free Application for Federal Student Aid, is what I… Read more

Are Mohela Loans Federal or Private?

Mohela is not a student loan lender. Instead, Mohela is a student loan servicer, which means they get paid to collect payments and answer questions about repayment. Because Mohela services… Read more

Published Cost Estimates of Dental School Are Totally Wrong

Imagine if you told a patient you’d charge them $1,000 for a root canal. Then, they get the bill in the mail and it says they owe $1,250. The patient… Read more