Interest Charges on Deferments and Forbearances

Interest charges on deferments and forbearances are often unnecessarily confusing. Many lenders and loan servicers are guilty of making it look like a payment pause is interest-free when the borrower’s… Read more

College Applications Checklist – College Ave

Whether you’re a high school senior or the parent of a high school senior, fall is the time to work on college applications. Since the process is complex, knowing what… Read more

How 401(k) and 457 Retirement Plan Contributions Lower Student Loan Payments

Without question, my favorite student loan hack is putting money in a retirement account so that you can get lower student loan payments. For borrowers on income-driven repayment plans, monthly… Read more

How to Consolidate Navient Student Loans

If you are unhappy with your repayment plan, interest rates, or Navient customer service but unable to pay off your loan, student loan consolidation could be the solution to your… Read more

Forgiveness for Many: How to Solve the Student Loan Crisis

I’ve spent most of the last decade helping borrowers deal with the financial devastation caused by student loans. In that time, despite government attempts to make things better, the cost… Read more

How to Pay for Medical School

There’s no doubt in anyone’s mind that affording the education required to become a physician is a daunting task. On top of the escalating costs of an undergraduate degree, if… Read more

Pros and Cons of Rolling Student Loans Into Your Mortgage

Student loans and mortgages are two of the primary drivers behind consumer debt. According to recent Federal Reserve data, Americans had $10.44 trillion of outstanding mortgage debt and $1.57 trillion of… Read more

Why Student Loan Forgiveness For All Will Never Happen

I think student loan forgiveness for all federal borrowers is a great idea. Not only is it the right thing to do, but it could pay dividends for the US… Read more

Planning for Early Student Loan Payoff

Lingering debt has the potential to prevent you from maximizing your earnings. Specifically, hefty student loan payments can interfere in building an emergency financial cushion or saving for a down… Read more

Which Student Loan Should You Pay Off First?

When it’s time to repay multiple student loans, it can be difficult to know where to begin. You may even wonder, “Which student loans should I pay off first?” and… Read more