How Income-Based Repayment Is Calculated If Your Income Changed

Income-driven repayment is a huge benefit of the federal student loan system. Unfortunately, it’s confusing to know which plan to choose. It can be even more confusing if you have drastic… Read more

Podiatrist Salary & Student Debt Breakdown

Podiatrists fly under the radar. There are only about 10,000 podiatrists in the United States right now, even though they work on one of the more important and complex parts… Read more

A Prescription to Cure Pharmacy School Debt

Growth in the average pharmacy school debt has accelerated greatly in recent years. Now, you’re unusual if you graduate without taking on six-figure pharmacist school debt to finance your education.… Read more

Consolidation of FFEL Federal Loans for Student Loan Forgiveness

For many years, FFEL loans have caused headaches for borrowers seeking Public Service Student Loan Forgiveness. Many borrowers spent years working in public service only to learn that their time… Read more

Pharmacist Salary and Student Debt: Is it Worth It?

Pharmacists are becoming more and more valuable. So many new drugs are coming to the market and we have an aging population. Forty-million people are already on Medicare Part D… Read more

How Student Loan Refinancing Works

What Is Student Loan Refinancing? Typically when you take out loans, it’s because you want to pay for something expensive. Whatever this item or service is, it costs so much… Read more

Published Cost Estimates of Dental School Are Totally Wrong

Imagine if you told a patient you’d charge them $1,000 for a root canal. Then, they get the bill in the mail and it says they owe $1,250. The patient… Read more

What Does the CARES Act Extension Mean for You?

On August 6th, 2021, the Biden administration announced the CARES Act Extension. Borrowers who hold federal student loans will now be interest and payment-free until January 31st, 2022. The pause… Read more

Public Service Loan Forgiveness (40 Tips to Save Thousands)

I’ve advised thousands of borrowers on the Public Service Loan Forgiveness (PSLF) program. I started doing this after my wife had a terrible experience with FedLoan Servicing. This guide is… Read more

FFELP Loan Forgiveness Options (Including Temporary PSLF Discharge)

Despite the FFEL program ending in 2010, there’s still a massive amount of outstanding student loan debt stemming from the program. In fact, as of the second quarter of 2021,… Read more