Parent PLUS Loans vs. Cosigning Private Loans vs. HELOC Loans

If you have to borrow money to help your child pay for college, there are many routes to choose from. Most experts, myself included, believe that federal direct student loans… Read more

Biden’s Impossible Student Loan Dilemma

As a student loan borrower who runs a website for student loan borrowers, I’m sometimes guilty of looking at issues from a borrower-centric perspective. That said, empathy is an essential… Read more

Top 10 Professions Most Likely to Refinance Student Loans

Student loan debt can end up being quite costly with interest accrued over the life of the loan. Student loan refinancing is a strategy that makes repayment more affordable. Refinancing… Read more

What is the Difference Between the Limited Waiver and Temporary Expanded Public Service Loan Forgiveness?

When the 99% rejection rate on initial PSLF applications was first revealed, it shocked both borrowers and government officials. By rejecting almost every borrower application, something was clearly wrong with… Read more

Survey: Top 10 Professions Pursuing Student Loan Forgiveness

For many people, student loans are a path to get the necessary educational requirements to pursue a certain profession. While student loan debt amounts vary based on school, such as… Read more

Does Loan Consolidation Affect PSLF Eligibility?

After the announcement of the PSLF waiver on October 6, 2021, we’ve had hundreds of calls with folks about this topic. One question we inevitably hear is “should I consolidate my loans?”… Read more

How to Take Advantage of the Temporary Changes to Federal Student Loan Forgiveness

For over a decade, earning student loan forgiveness has been needlessly and unfairly complicated. When the first batch of borrowers eligible for Public Service Loan Forgiveness submitted their applications, over… Read more

How to Repay Student Loans if you Live Paycheck to Paycheck

Between the rising tuition costs, inflation, and growing wealth inequality, it sure feels like the deck is stacked against student loan borrowers. One recent study found that 64% of Americans… Read more

Student Loan Forgiveness is Probably Happening: What to do Right Now

The chances of student loan forgiveness happening in the next six months have gone up dramatically. The Biden administration is ironing out the details, but a significant announcement on federal… Read more

Financial Planning for Physicians: What You Need to Know Now

Calling all doctors — this one’s for you! Physicians present a lot of unique planning opportunities due to complexities in tax law, earning and wealth building potential, the possibility of… Read more