FFELP Loan Forgiveness Options (Including Temporary PSLF Discharge)

Despite the FFEL program ending in 2010, there’s still a massive amount of outstanding student loan debt stemming from the program. In fact, as of the second quarter of 2021,… Read more

PSLF vs. Refinance: Which Is a Better Option for You?

Choosing whether to pay your loans down to zero or pursue an attractive loan forgiveness program, like Public Service Loan Forgiveness, can seem like a daunting task. It doesn’t have… Read more

11 Common PSLF Mistakes to Avoid

The Public Service Loan Forgiveness program (PSLF) isn’t arbitrary or given at random. It’s earned by checking all of the eligibility requirements for the program, including working full-time in a public service job and… Read more

Substance Use Disorder Treatment and Recovery Loan Repayment Program: What is STAR LRP?

The federal government offers several loan forgiveness plans in exchange for fulfilling service obligations in designated areas and professions. A notable example is the Substance Use Disorder Treatment and Recovery… Read more

5 Steps to Get Income-Driven Repayment Plan Forgiveness

Most federal student loan borrowers have two options for forgiveness after graduation: public service loan forgiveness (PSLF), available only for those who work for a 501(c)3 or government entity, or… Read more

How 401(k) and 457 Retirement Plan Contributions Lower Student Loan Payments

Without question, my favorite student loan hack is putting money in a retirement account so that you can get lower student loan payments. For borrowers on income-driven repayment plans, monthly… Read more

How to Pay for Medical School

There’s no doubt in anyone’s mind that affording the education required to become a physician is a daunting task. On top of the escalating costs of an undergraduate degree, if… Read more

Pros and Cons of Rolling Student Loans Into Your Mortgage

Student loans and mortgages are two of the primary drivers behind consumer debt. According to recent Federal Reserve data, Americans had $10.44 trillion of outstanding mortgage debt and $1.57 trillion of… Read more

MyFedLoan Exits Student Loan Servicing: Next Steps for Borrowers

The decision for MyFedLoan to exit federal student loan servicing could not come at a worse time for borrowers. The contract with Pennsylvania Higher Education Assistance Agency (PHEAA), the company… Read more

Tell the Department of Education to Fix Public Service Loan Forgiveness and Deliver on the Promise of Debt Relief for the Legal Services Community

By: Kyra Taylor & Kat Welbeck The promise of the Public Service Loan Forgiveness (PSLF) program is simple. Student loan borrowers who dedicate ten years to working in public service… Read more