Tips on Taking Out Private Loans for College

If you’re planning on going to college, you might need to take out private student loans to pay for it. In fact, many college students use private loans for college… Read more

Student Loan APRs vs. Interest Rates

Clearly marked APRs help consumers shop for a mortgage and compare lenders. In the world of student loans, APRs show up inconsistently and often confuse borrowers and prospective borrowers. Fortunately,… Read more

How to Consolidate or Refinance Aidvantage Student Loans

If you are unhappy with your Aidvantage loans, consolidation and refinancing both offer many perks, including a fresh start with a new servicer. Before jumping into the details and the… Read more

Biden’s Student Loan Interest Freeze Should End with Forgiveness

With each extension of the federal student loan payment and interest freeze, the President has gradually backed himself into a corner. At this point, some limited federal loan forgiveness may… Read more

The Legal and Political Issues

The calls for student loan forgiveness continue to grow louder in 2022. Members of Congress are calling on President Biden to cancel student loans through an executive order. Borrowers don’t… Read more

Should I Pay Off My Student Loans?

Many adults who graduated from college have student loan debt. Depending on a variety of factors, the amount of student loan debt can vary widely. Either way, most people with… Read more

2021 Tax Return Strategy, Tips & Deductions for Student Loan Borrowers

Tax season is a great time to do a student loan checkup. Most student loan borrowers realize that there is a deduction for student loan interest. However, there are other… Read more

How to Prevent Student Loan Interest Rates from Increasing

During times of inflation, many student loan borrowers will see increases in their interest rates and monthly payments. This is one of the most frustrating aspects of living with variable-rate… Read more

Can You Refinance Your Student Loans Multiple Times?

In recent years, student loan interest rates have varied, and currently, they’re at a relative low. This makes refinancing a more attractive option than ever, especially for those who have… Read more

Student Loan Refinance Strategy as the Federal Interest Freeze Winds Down

For about two years, the federal government hasn’t charged a penny of interest on federally-held student loans. It is hard to beat a 0% interest rate. For this reason, I’ve… Read more